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The SBI home loan interest certificate features a breakup of SBI home loan repayment for a financial year. It is a crucial certificate that includes essential details such as the borrower’s personal details, home loan account number, principal amount, interest amount, actual repayment, and due or expected payments.
Recently, India’s top lender, State Bank of India (SBI), announced that SBI home loan borrowers will no longer need to visit the official branch for the SBI home loan certificate. They can easily download the certificate by using SBI net banking or SBI Quick.
advertisementThe State Bank of India took to Twitter and wrote, “Do you want a copy of your Home Loan Interest Certificate? You can download the certificate easily by using Online SBI or SBI Quick. Enjoy our online services from the comfort of your home. Stay home, stay safe.”
Home loan borrowers can easily get their SBI home loan interest certificate
A home loan certificate is basically a statement of a home loan account. It includes all the essential details that are provided by the bank from which the home loan has been borrowed. A home loan certificate helps a borrower to claim income tax deductions.
Interestingly, an SBI home loan certificate can also be used to apply for a new loan to calculate the income to debt ratio of a home loan borrower.
Step 1: Visit the official net banking website of State Bank of India (SBI) at www.onlinesbi.com/personal.
Step 2: As you log in to the net banking, click on the ‘Personal banking’ section on the site.
Step 3: Enter all your necessary credentials as required in the input fields.
Step 4: Next, under the ‘Enquiries’ tab, select the ‘Home Loan Interest Certificate (Provisional)’ link.
Step 5: Now, select the account for which you require a home loan interest certificate.
Step 6: After selecting the account, click on the ‘View / Download in PDF’ option. You can either view or download the certificate as a PDF and can also get it printed.
In case home loan borrowers want to get their home loan interest certificate offline, they can visit the nearby State Bank of India branch.
SBI has also provided its customers with an option to call SBI customer care and place a request for a physical copy of the home loan interest certificate.
